HIGH DEDUCTIBLE COVERAGE

Savings Accounts (HSA)

IHB offers a qualified high deductible health insurance plan designed to provide you with major medical insurance coverage including up to $2,000,000 of reliable health insurance protection combined with a Health Care Savings Account (HSA) option to make your health plan even more affordable.

Our programs provide you with greater flexibility and control over your health care dollars and provide unique tax advantages that can add-up to significant savings over the years. Plus, you can draw money from your HSA account to pay for a broad array of qualified medical expenses like contact lenses, dental treatment, athletic club memberships and much more.

Comprehensive Major Medical Insurance Coverage:

• Quality coverage for individuals ages 18 to 64 ½ years and their families
  
• High Deductible choices for Individuals - $1,500, $2,600 & $5,000
  
• High Deductible choices for Families - $3,000, $5,150 & $10,000
  
• 100% coinsurance after deductible
  
• Initial 12 month rate guarantee
  
• Prenegotiated fees at participating physician offices, hospitals & pharmacies
  
• Preferred rating class for qualifying applicants
  

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