Integrated Health Benefits

Billing & Eligibility

CBM's claims processing system allows on line capabilities for employers to streamline the process of billing, payment and eligibility. The system supports commercial lines of business, as well as Medicare, Medicaid, and COBRA. Our system automatically determines the correct premium amounts, based on the customer contract type, effective date, group affiliation, line of business (plan), and benefit package (product), and supports user defined rate tier structures. It permits bills to be produced at any interval and provides the flexibility to produce bills based on plan, product, and group combinations. Our system handles retroactive adjustments for new subscribers and terminations automatically. Billing can be consolidated or segregated by group or sub-group.

IHB offers shopping cart enrollment to individuals through our websites. Our shopping cart provides the following:

Online Check Draft

Online Credit card Transactions

PPO Repricing

CBM has access to most of the largest PPO networks for obtaining medical cost discounts in the United States. We have access to hospitals, clinics and healthcare providers across the country. Our services include the following:

  • Claims Negotiations
  • Bill Review Audit
  • Regional Networks
  • 24 Hour Turn Around on Most Claims

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